Landscaping and lawn care businesses in DeLand, Florida can send funding requests through Sableport Capital Group to its funding partners. Landscaping services counted 371 employer establishments in Volusia County, FL in 2023. This page covers equipment financing, loans and leases, payroll gaps, irrigation and tree crews, and buying a landscaping business.
At a glance
- Landscaping services employers, Volusia County, FL
371 (County Business Patterns 2023)
- Share under five employees
76.0% (County Business Patterns 2023)
- Landscaping-group businesses without paid employees
1,608 (Nonemployer Statistics 2024)
Landscape Equipment Financing for Volusia County, FL Mowing and Irrigation Crews
Landscaping services counted 371 employer establishments in Volusia County, FL in 2023, 76.0% with fewer than five employees, with 1,688 employees and $67.9 million in payroll, about $40,215 per employee (our arithmetic; County Business Patterns 2023). Nonemployer Statistics counted 1,608 businesses in the landscaping services group without paid employees for 2024 (Nonemployer Statistics 2024).
Mowers, trimmers, blowers, trailers and trucks are the core purchases. Irrigation crews add trenchers and pipe stock; tree crews add chippers, stump grinders and lifts.
A Landscaping Equipment Loan for a Mower and Trailer Package
Illustration only, invented figures: a $54,000 package of two zero-turn mowers and an enclosed trailer, with $6,000 down, financed over 60 months at an invented 9% annual rate, costs about $996 a month (our arithmetic). The equipment secures the loan, and the lien is released after the last payment.
Equipment Financing for Tree and Lawn Services
Illustration only, invented figures: a $62,000 compact track loader or skid steer over 60 months at an invented 9.5% annual rate costs about $1,302 a month (our arithmetic). Chippers and stump grinders are financed the same way. Used machines draw shorter terms based on hours and condition.
The equipment financing page covers how leases compare.
Landscaping Business Loans in Florida: The Billing Gap
Illustration only, invented figures: a crew spends $6,400 on fuel and $21,800 on wages in a month, $28,200 in all (our arithmetic), while its commercial accounts pay 30 to 45 days after invoicing in this invented case. A line of credit draws for the month's costs and pays down as invoices are paid.
How to Get a Business Loan for a Landscaping Business With Commercial Accounts
- Twelve months of business bank statements.
- A list of commercial accounts and contracts, with billing terms.
- Dealer quotes for any equipment.
- The latest business and personal returns.
- Every equipment loan and lease already in place.
Finance Landscaping Equipment by Loan or Lease
A loan suits equipment kept until it wears out; a lease suits mowers replaced on a regular cycle. Dealer programs on new mowers sometimes carry promotional terms; compare them in total dollars with a loan from another funder, including any requirement to buy at the dealer's price.
How to Buy a Landscaping Business and Its Routes in Volusia County, FL
Illustration only, invented figures: a crew buys a competitor's route and equipment for $140,000, financed over 60 months at an invented 10.5% annual rate, about $3,009 a month (our arithmetic). The price is read against the contracts that transfer, how many customers stay, and the age of the equipment.
- The seller's customer list and contracts, with renewal dates.
- Twelve months of billing by customer.
- The equipment list with hours.
- Any non-compete agreement in the sale.
Landscaping Equipment Financing for DeLand, FL Crews Starting a Second Truck
Adding a second truck means a second set of equipment and a second crew's wages before the new accounts pay. The truck and equipment fit equipment financing; the ramp-up wages fit a line. A reviewer reads how the first crew's accounts have grown and what new contracts are signed.
Irrigation Installs and Hardscape Jobs Paid at Completion
Installation work runs differently from maintenance routes. An irrigation system, a paver patio or a retaining wall needs pipe, controllers, pavers and block bought up front, a crew for days or weeks, and a customer who pays at completion or in two or three stages. That is a job-by-job gap, the same shape a builder carries.
A line drawn for each install's materials and paid down at the final invoice fits it. A crew doing large installs can show a reviewer its signed contracts with deposit and completion terms, which makes the payback visible.
Commercial Maintenance Contracts and How a Reviewer Reads Them
Commercial maintenance accounts, such as office parks, homeowner associations and retail centers, pay on terms set in the contract, which can run 30 days or more after invoicing. Contracts with renewal dates and a history of renewals tell a partner the revenue is likely to continue; a book of month-to-month residential customers reads differently.
- List each commercial account with its monthly billing and contract end date.
- Show how many accounts renewed last year.
- Separate maintenance revenue from one-time install revenue in the records.
By Sableport Capital Group · Updated